While most storms affect an entire region (see hurricanes, below), it’s important to recognize that their damage is often extremely localized.

For example, heavy gusts of wind may quickly coalesce into a mini-tornado that causes severe damage to one house while leaving neighboring homes untouched. Similarly, hailstones may fall only within a small area, damaging one neighborhood, while nearby areas are unharmed. And, of course, lightning strikes happen frequently in storms, but are only harmful to the objects struck.

Insurance companies will take into account damage to surrounding homes in evaluating your claim. Because of the varied and localized damage storms can cause, it can often be challenging to convince an insurer that the damage was the result of a storm. This is why you need a public adjuster like Roofleak.com to present your claim.